![]() ![]() You can compare and purchase ACA plans, also known as Obamacare plans. Just ask your spouse’s employer to add you to the plan within 30 days of your loss of coverage under your parents' plan.ģ.) Shop for a plan through the Health Insurance Marketplace. If you're aging off of your parents' insurance but are married, you may be able to join your spouse's health plan. If you're just landing a new job, though, it's important to note that there may be waiting periods before your health insurance kicks in.Ģ.) Join your spouse's plan. ![]() If you have a job, an easy way to get insurance is to join a health insurance plan offered through your employer. Let's walk through each.ġ.) Enroll in your employer's plan. The good news is you have several choices. That means you can purchase a medical insurance plan either 60 days before you turn 26, or 60 days after. Standard ACA plans have a set enrollment period each year, but adults age 26 have a special 120-day enrollment period. How long do I have to get insurance after I turn 26? Check out the National Council of State Legislatures website to see your state laws.Ģ. Some states even extend coverage to age 30 or 31.Some plans may cover you until the end of the year in which you turn 26.The ACA requires most employers to provide coverage until the end of the month that you turn 26.But if you're on your parents' insurance plan, your insurance may not automatically end when you turn 26 because there are some exceptions to this rule: The Affordable Care Act (ACA) allows young adults to be covered under their parents’ policy until age 26. Here are seven common questions that many young adults may have concerning their health insurance. And although there's a lot of information about health insurance, just knowing that you have a choice is the first step. Under the Affordable Care Act (ACA), you can stay on your parents' health insurance plan until age 26, but it's up to you to find coverage afterward. If you're turning 26 soon, it's time to think about your health insurance options. ![]()
0 Comments
Leave a Reply. |